Financial Planning
· Net worth tracking, milestones, and retirement planning
$0
NET WORTH
+$0
12M GROWTH
0%
RETIREMENT
Net Worth Metrics and AI Insights
Net Worth Over Time
Historical trend and future projections
Historical Trend
Future Projections
1Y
$0
3Y
$0
5Y
$0
10Y
$0
Investment Portfolio Metrics and AI Insights
Asset Allocation
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Investment Accounts
0 accounts · $0
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Account Trends
Individual account balance growth over time
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Deep Dive Analytics
Detailed account breakdown (respects period & type filters)
Top Investment Accounts
Top 8 accounts by current balance
Retirement Metrics and AI Insights
Your Retirement Story
Your Retirement Story
1
1. Monthly Income Needed
80% of current income (Custom)
$6,344/mo
How much money you'll need each month to cover living expenses in retirement.
Example: Spending $8,000/month now? You'll likely need $6,400/month (80%) in retirement.
Your Average Income
All-time average
$7,930
%
Moderate
Based on your actual spending patterns
Essential
$5,481/mo
Discretionary
$940/mo
Monthly Income Needed
$6,421
Based on your actual spending patterns
ESSENTIAL
$5,481/mo
DISCRETIONARY
$940/mo
Customize Category Classification
Click arrow buttons to move categories
Essential (Always Included)
$5,481
Discretionary (Optional)
$2,968
Essential Expenses
$5,481
Discretionary (selected)
$940
Excluded from retirement
-$2,028
Monthly Income Needed
$6,421
Monthly Income Needed:
$6,344
From Data
2
2. Withdrawal Strategy
4% rule (25x) (Custom)
$1,903,200
Safe annual withdrawal rate that makes your savings last 25-30+ years.
Example: Need $6,400/month ($76,800/year)? With 4% rule: $76,800 x 25 = $1.92M needed.
%
Standard
Nest egg needed:
$1,903,200
3
3. Timeline
Age 61 to 65
4 years
Years until retirement - more time means more compound growth.
Example: Age 55 retiring at 65? That's 10 years for compound growth to work its magic.
4
years for your investments to grow
4
4. Growth Assumptions
Annual return (Custom)
6.3%
Expected investment returns and additional contributions until retirement.
Example: S&P 500 averages ~10% historically. 6-7% is often used for conservative planning after inflation.
%
Aggressive
$
Projected Growth:
+$447,519
Calculated
5
5. Current Portfolio
8 accounts
$1,632,481
Select investment accounts to include in your retirement calculation.
Example: Include 401(k), IRA, and brokerage accounts. Exclude savings accounts or emergency funds.
Selected Portfolio Total:
$1,632,481
From Data
Retirement Readiness
85%
Ready
On Track
You'll Have at 65
$2.08M
You'll Need
$1.90M
Surplus / Gap
+$181K
Money Lasts
Until age 95
Monthly Income
$6,344
Ways to Close the Gap
Work Longer
On track
Save More
On track
Spend Less
+$604/mo
| Age | Year | Balance |
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