.retirement-story-section{margin-top:24px}.retirement-split-layout{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:start}.workflow-panel{background:#fff;border-radius:14px;border:1px solid #e5e7eb;box-shadow:0 2px 8px #0000000f;overflow:hidden}.workflow-header{background:linear-gradient(135deg,#173a58,#1e4d6b);padding:14px 20px;display:flex;justify-content:space-between;align-items:center;border-bottom:3px solid #10b981}.workflow-title{color:#fff;font-size:16px;font-weight:700}.live-badge{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;background:linear-gradient(135deg,#ecfdf5,#d1fae5);border:1px solid #10b981;border-radius:20px;font-size:10px;font-weight:700;color:#059669;text-transform:uppercase;letter-spacing:.5px}.live-dot{width:8px;height:8px;background:#10b981;border-radius:50%;animation:pulse 2s infinite}@keyframes pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.8)}}.workflow-steps{padding:16px 20px}.step-connector{position:relative;padding-left:40px}.step-connector:before{content:"";position:absolute;left:13px;top:0;bottom:0;width:2px;background:#e5e7eb}.workflow-step-card{position:relative;margin-bottom:12px;cursor:pointer}.workflow-step-card:last-child{margin-bottom:0}.step-number{position:absolute;left:-40px;top:0;width:28px;height:28px;background:#f3f4f6;border:2px solid #e5e7eb;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;color:#64748b;font-size:12px;z-index:1;transition:all .2s}.workflow-step-card.completed .step-number{background:linear-gradient(135deg,#10b981,#059669);border-color:#10b981;color:#fff}.workflow-step-card.completed .step-number:after{content:"✓"}.workflow-step-card.active .step-number{background:linear-gradient(135deg,#173a58,#1e4d6b);border-color:#173a58;color:#fff;box-shadow:0 0 0 3px #173a5833}.step-card{background:#f9fafb;border:1px solid #e5e7eb;border-radius:8px;padding:12px 16px;transition:all .2s}.workflow-step-card:hover .step-card{border-color:#cbd5e1}.workflow-step-card.active .step-card{background:#fff;border-color:#173a58;box-shadow:0 4px 12px #173a581a}.step-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.step-title{font-size:13px;font-weight:700;color:#173a58}.data-badge{padding:4px 10px;border-radius:6px;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.5px}.data-badge.from-data{background:linear-gradient(135deg,#ecfdf5,#d1fae5);color:#059669;border:1px solid #10b981}.data-badge.calculated{background:linear-gradient(135deg,#fef3c7,#fef9c3);color:#b45309;border:1px solid #f59e0b}.step-body{display:none}.workflow-step-card.active .step-body{display:block}.step-preview{display:flex;justify-content:space-between;align-items:center;color:#64748b;font-size:12px}.workflow-step-card.active .step-preview{display:none}.step-preview-value{color:#10b981;font-weight:700}.step-intro{color:#475569;font-size:12px;line-height:1.4;margin-bottom:12px;padding:10px 12px;background:linear-gradient(135deg,#dbeafe,#eff6ff);border-left:3px solid #3b82f6;border-radius:0 6px 6px 0}.step-description{margin-bottom:12px;padding:10px 12px;background:linear-gradient(135deg,#f8fafc,#f1f5f9);border-left:3px solid #3b82f6;border-radius:0 6px 6px 0}.step-desc-main{color:#1e293b;font-size:12px;line-height:1.4;margin:0 0 4px}.step-desc-example{color:#64748b;font-size:11px;line-height:1.3;margin:0}.step-desc-example em{font-style:italic}.step-help-icon{width:20px;height:20px;display:inline-flex;align-items:center;justify-content:center;background:#e2e8f0;color:#64748b;border-radius:50%;font-size:12px;font-weight:700;cursor:help;transition:all .2s}.step-help-icon:hover{background:#3b82f6;color:#fff}.step-data-left{display:flex;flex-direction:column;gap:2px}.step-data-sublabel{font-size:10px;color:#64748b;font-weight:500}.step-data-row{display:flex;justify-content:space-between;align-items:center;padding:10px 12px;background:linear-gradient(135deg,#ecfdf5,#d1fae5);border:2px solid #10b981;border-radius:6px;margin-bottom:12px}.step-data-label{font-size:10px;text-transform:uppercase;letter-spacing:.5px;color:#059669;font-weight:600}.step-data-value{font-size:18px;font-weight:700;color:#173a58}.step-presets{display:flex;gap:6px;margin-bottom:12px}.preset-btn{flex:1;padding:6px 8px;background:#fff;border:2px solid #e5e7eb;border-radius:6px;cursor:pointer;text-align:center;transition:all .2s}.preset-btn:hover{border-color:#3b82f6;background:#f0f9ff}.preset-btn.selected{border-color:#10b981;background:linear-gradient(135deg,#ecfdf5,#d1fae5)}.preset-btn .preset-pct{font-size:12px;font-weight:700;color:#173a58}.preset-btn .preset-val{font-size:10px;color:#64748b}.preset-btn.selected .preset-pct{color:#059669}.preset-btn.custom-btn{background:linear-gradient(135deg,#dbeafe,#eff6ff);border-color:#3b82f6}.preset-btn.custom-btn:hover{background:linear-gradient(135deg,#bfdbfe,#dbeafe)}.preset-btn.custom-btn .preset-pct{color:#3b82f6}.preset-btn.custom-btn.selected{background:linear-gradient(135deg,#3b82f6,#2563eb);border-color:#2563eb}.preset-btn.custom-btn.selected .preset-pct,.preset-btn.custom-btn.selected .preset-val{color:#fff}.custom-input-row{display:flex;align-items:center;gap:12px;margin-bottom:16px;padding:12px 16px;background:linear-gradient(135deg,#dbeafe,#eff6ff);border:2px solid #3b82f6;border-radius:8px}.custom-input-row label{font-size:13px;font-weight:600;color:#1e40af}.input-with-suffix{display:flex;align-items:center;border:2px solid #cbd5e1;border-radius:8px;overflow:hidden;background:#fff}.input-with-suffix:focus-within{border-color:#3b82f6}.input-with-suffix input{border:none;padding:8px 8px 8px 12px;font-size:16px;font-weight:600;color:#173a58;width:70px;text-align:right}.input-with-suffix input:focus{outline:none}.input-suffix{padding:8px 12px 8px 4px;background:#fff;color:#64748b;font-weight:600;font-size:14px}.custom-spectrum{padding:4px 10px;border-radius:12px;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;background:#e2e8f0;color:#64748b;white-space:nowrap}.custom-spectrum.conservative{background:linear-gradient(135deg,#dbeafe,#bfdbfe);color:#1e40af}.custom-spectrum.moderate,.custom-spectrum.standard{background:linear-gradient(135deg,#ecfdf5,#d1fae5);color:#059669}.custom-spectrum.aggressive{background:linear-gradient(135deg,#fef3c7,#fde68a);color:#b45309}.custom-spectrum.very-aggressive{background:linear-gradient(135deg,#fee2e2,#fecaca);color:#b91c1c}.reset-link{background:none;border:none;color:#3b82f6;font-size:11px;font-weight:600;cursor:pointer;padding:4px 8px;border-radius:4px;transition:all .2s;white-space:nowrap}.reset-link:hover{background:#3b82f61a;text-decoration:underline}.custom-warning{padding:8px 12px;margin-bottom:12px;border-radius:6px;font-size:11px;line-height:1.4;display:flex;align-items:center;gap:8px}.custom-warning:before{content:"⚠";font-size:14px}.custom-warning.warning{background:linear-gradient(135deg,#fef3c7,#fde68a);border:1px solid #f59e0b;color:#92400e}.custom-warning.caution{background:linear-gradient(135deg,#fee2e2,#fecaca);border:1px solid #ef4444;color:#b91c1c}.custom-indicator{font-size:10px;color:#3b82f6;font-weight:500;margin-left:4px}.step-result-box{padding:10px 12px;background:linear-gradient(135deg,#f0fdf4,#dcfce7);border:2px solid #22c55e;border-radius:8px;margin-top:12px}.step-result-box.highlight{background:linear-gradient(135deg,#173a58,#1e4d6b);border:none}.step-result-box.highlight .result-box-label{color:#fffc}.step-result-box.highlight .result-box-value{color:#10b981}.step-result-box.highlight .data-badge.from-data{background:#10b98133;border-color:#10b98180;color:#10b981}.result-box-label{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.5px;color:#059669;font-weight:600;margin-bottom:2px}.result-box-value-row{display:flex;align-items:center;justify-content:space-between;gap:8px}.result-box-value{font-size:18px;font-weight:700;color:#173a58}.step-result-box.timeline-result{display:flex;align-items:center;gap:10px;padding:8px 12px}.step-result-box.timeline-result .result-box-value{font-size:22px;color:#10b981}.step-result-box.timeline-result .result-box-label{font-size:11px;margin-bottom:0;color:#64748b;text-transform:none}.step-result-preview{padding:12px 16px;background:#f9fafb;border-radius:8px;display:flex;justify-content:space-between;align-items:center;margin-top:12px}.step-result-preview.highlight{background:linear-gradient(135deg,#173a58,#1e4d6b)}.step-result-preview.highlight .result-preview-label{color:#ffffffb3}.step-result-preview.highlight .result-preview-value{color:#10b981}.result-preview-label{font-size:12px;color:#64748b;font-weight:600}.result-preview-value{font-size:16px;font-weight:700;color:#173a58}.step-formula{margin-top:8px;padding:8px 12px;background:#f1f5f9;border-radius:6px;font-size:12px;color:#64748b;text-align:center;font-family:monospace}.step-inputs-row{display:flex;gap:12px;margin-bottom:12px}.input-group-inline{display:flex;flex-direction:column;gap:4px;flex:1}.input-group-inline label{font-size:10px;font-weight:600;color:#64748b;text-transform:uppercase;letter-spacing:.5px}.input-group-inline input{padding:10px 12px;border:2px solid #e5e7eb;border-radius:6px;font-size:16px;font-weight:600;color:#173a58;transition:border-color .2s;width:100%;text-align:center}.input-group-inline input:focus{outline:none;border-color:#3b82f6}.step-inputs-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:12px}.input-group{display:flex;flex-direction:column;gap:4px}.input-group label{font-size:10px;font-weight:600;color:#64748b;text-transform:uppercase;letter-spacing:.5px}.input-group input{padding:10px 12px;border:2px solid #e5e7eb;border-radius:6px;font-size:14px;font-weight:600;color:#173a58;transition:border-color .2s}.input-group input:focus{outline:none;border-color:#3b82f6}.input-with-prefix{display:flex;align-items:center;border:2px solid #e5e7eb;border-radius:6px;overflow:hidden}.input-with-prefix:focus-within{border-color:#3b82f6}.input-prefix{padding:10px 8px 10px 12px;background:#f9fafb;color:#64748b;font-weight:600;font-size:14px}.input-with-prefix input{border:none;padding:10px 12px 10px 0;flex:1;font-size:14px}.input-with-prefix input:focus{outline:none}.timeline-visual{margin-top:16px}.timeline-bar{position:relative;height:24px;background:#e5e7eb;border-radius:12px;overflow:hidden}.timeline-fill{position:absolute;left:0;top:0;bottom:0;background:linear-gradient(90deg,#10b981,#3b82f6);border-radius:12px;transition:width .3s ease}.timeline-marker{position:absolute;top:50%;transform:translateY(-50%);font-size:10px;font-weight:700;color:#173a58;padding:2px 8px;background:#fff;border-radius:4px}.timeline-marker.start{left:8px}.timeline-marker.end{right:8px}.account-selection{max-height:180px;overflow-y:auto;border:1px solid #e5e7eb;border-radius:6px;margin-bottom:12px}.account-item{display:flex;align-items:center;padding:8px 12px;border-bottom:1px solid #e5e7eb;transition:background .2s}.account-item:last-child{border-bottom:none}.account-item:hover{background:#f9fafb}.account-item.selected{background:linear-gradient(135deg,#ecfdf5,#d1fae5)}.account-item input[type=checkbox]{width:16px;height:16px;margin-right:10px;cursor:pointer;accent-color:#10b981}.account-item label{display:flex;justify-content:space-between;align-items:center;flex:1;cursor:pointer}.acc-name{font-size:12px;font-weight:600;color:#173a58}.acc-balance{font-size:12px;font-weight:700;color:#10b981}.nav-buttons{display:flex;justify-content:space-between;padding:20px 24px;border-top:1px solid #e5e7eb}.nav-btn{padding:12px 28px;border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;transition:all .2s}.nav-btn.back{background:#fff;border:2px solid #cbd5e1;color:#64748b}.nav-btn.back:hover{border-color:#173a58;color:#173a58}.nav-btn.back:disabled{opacity:.5;cursor:not-allowed}.nav-btn.continue{background:linear-gradient(135deg,#173a58,#1e4d6b);border:none;color:#fff;box-shadow:0 4px 12px #173a584d}.nav-btn.continue:hover{transform:translateY(-1px);box-shadow:0 6px 16px #173a5866}.progress-panel{background:#fff;border-radius:12px;border:1px solid #e5e7eb;box-shadow:0 2px 8px #0000000f;padding:16px;position:sticky;top:100px}.progress-panel-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid #e5e7eb}.progress-panel-title{font-size:14px;font-weight:700;color:#173a58}.readiness-gauge{text-align:center;margin-bottom:16px}.gauge-circle{width:180px;height:180px;border-radius:50%;background:conic-gradient(#10b981,#10b981 306deg,#e5e7eb 306deg,#e5e7eb 360deg);display:flex;align-items:center;justify-content:center;margin:0 auto;position:relative;transition:background .5s ease}.gauge-circle.warning{background:conic-gradient(#f59e0b,#f59e0b 252deg,#e5e7eb 252deg,#e5e7eb 360deg)}.gauge-circle.danger{background:conic-gradient(#ef4444,#ef4444 180deg,#e5e7eb 180deg,#e5e7eb 360deg)}.gauge-inner{width:140px;height:140px;background:#fff;border-radius:50%;display:flex;flex-direction:column;align-items:center;justify-content:center}.gauge-percent{font-size:42px;font-weight:700;color:#10b981;transition:color .3s}.gauge-circle.warning .gauge-percent{color:#f59e0b}.gauge-circle.danger .gauge-percent{color:#ef4444}.gauge-label{font-size:12px;color:#64748b;font-weight:600;text-transform:uppercase}.status-badge{display:inline-block;padding:6px 16px;border-radius:16px;font-size:12px;font-weight:700;margin-top:12px}.status-badge.on-track{background:linear-gradient(135deg,#ecfdf5,#d1fae5);color:#059669;border:2px solid #10b981}.status-badge.needs-attention{background:linear-gradient(135deg,#fef3c7,#fef9c3);color:#b45309;border:2px solid #f59e0b}.status-badge.at-risk{background:linear-gradient(135deg,#fee2e2,#fecaca);color:#b91c1c;border:2px solid #ef4444}.readiness-stats{margin-top:16px}.stat-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid #e5e7eb}.stat-row:last-child{border-bottom:none}.stat-label{color:#64748b;font-size:12px;font-weight:500}.stat-value{font-size:14px;font-weight:700;color:#173a58}.stat-value.green{color:#10b981}.stat-value.orange{color:#f59e0b}.stat-value.red{color:#ef4444}.stat-row.highlight-row{background:linear-gradient(135deg,#f0fdf4,#dcfce7);border-radius:8px;margin:8px -8px;padding:12px 8px;border:1px solid #86efac;border-bottom:1px solid #86efac}.stat-row.highlight-row .stat-label{font-weight:600;color:#166534}.stat-row.highlight-row .stat-value{font-size:15px}.stat-row.highlight-row.concern{background:linear-gradient(135deg,#fef2f2,#fee2e2);border-color:#fca5a5}.stat-row.highlight-row.concern .stat-label{color:#991b1b}.gap-section{margin-top:16px;padding-top:14px;border-top:1px solid #e5e7eb}.gap-section-title{font-size:10px;color:#64748b;font-weight:600;text-transform:uppercase;letter-spacing:.5px;margin-bottom:10px}.gap-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.gap-action-card{background:#fff;border:1px solid #e5e7eb;border-radius:8px;padding:10px 8px;text-align:center;cursor:pointer;transition:all .2s}.gap-action-card:hover{border-color:#173a58;box-shadow:0 4px 12px #173a581a}.gap-action-icon{width:32px;height:32px;background:linear-gradient(135deg,#dbeafe,#bfdbfe);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 6px;color:#173a58}.gap-action-icon svg{width:16px;height:16px}.gap-action-title{font-size:10px;font-weight:700;color:#173a58;margin-bottom:2px}.gap-action-impact{font-size:10px;color:#10b981;font-weight:600}.gap-action-impact.needed{color:#f59e0b}.projection-toggle{margin-top:14px;padding-top:14px;border-top:1px solid #e5e7eb}.toggle-btn{width:100%;display:flex;justify-content:space-between;align-items:center;padding:10px 12px;background:#f9fafb;border:1px solid #e5e7eb;border-radius:6px;cursor:pointer;font-size:12px;font-weight:600;color:#173a58;transition:all .2s}.toggle-btn:hover{background:#f1f5f9}.toggle-btn svg{transition:transform .2s}.toggle-btn.open svg{transform:rotate(180deg)}.projection-table{margin-top:12px;max-height:200px;overflow-y:auto}.projection-table table{width:100%;border-collapse:collapse;font-size:12px}.projection-table th{text-align:left;padding:8px 12px;background:#f9fafb;color:#64748b;font-weight:600;text-transform:uppercase;font-size:10px;letter-spacing:.5px;position:sticky;top:0}.projection-table td{padding:8px 12px;border-bottom:1px solid #e5e7eb;color:#173a58}.projection-table tr:last-child td{border-bottom:none}.projection-table tr.target-row{background:linear-gradient(135deg,#ecfdf5,#d1fae5);font-weight:700}.expense-summary-collapsed{background:#fff;border:1px solid #e5e7eb;border-radius:10px;overflow:hidden}.expense-summary-header{display:flex;justify-content:space-between;align-items:center;padding:12px 16px;background:#f8fafc;border-bottom:1px solid #e5e7eb;color:#64748b;font-size:13px}.manage-expenses-btn{padding:6px 14px;border:1px solid #173A58;background:#fff;color:#173a58;border-radius:6px;font-size:12px;font-weight:500;cursor:pointer;transition:all .2s}.manage-expenses-btn:hover{background:#173a58;color:#fff}.expense-summary-rows{padding:0}.expense-summary-row{display:flex;align-items:center;gap:12px;padding:14px 16px;border-bottom:1px solid #f1f5f9}.expense-summary-row:last-child{border-bottom:none}.expense-summary-row.essential{background:linear-gradient(135deg,#f0fdf4,#dcfce7)}.expense-summary-row.discretionary{background:linear-gradient(135deg,#faf5ff,#f3e8ff)}.expense-summary-icon{display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:6px;flex-shrink:0}.expense-summary-row.essential .expense-summary-icon{background:#bbf7d0;color:#166534}.expense-summary-row.discretionary .expense-summary-icon{background:#e9d5ff;color:#6b21a8}.expense-summary-label{flex:1;font-weight:500;font-size:14px;color:#1e293b}.expense-summary-value{font-weight:600;font-size:15px;color:#173a58}.expense-summary-total{display:flex;justify-content:space-between;align-items:center;padding:14px 16px;background:linear-gradient(135deg,#eff6ff,#dbeafe);border-top:2px solid #93c5fd}.expense-summary-total-label{font-weight:600;font-size:14px;color:#1e40af}.expense-summary-total-value{font-weight:700;font-size:20px;color:#1d4ed8}.expense-header-actions{display:flex;gap:8px}.collapse-expenses-btn{padding:6px 16px;border:none;background:#173a58;color:#fff;border-radius:6px;font-size:12px;font-weight:500;cursor:pointer;transition:background .15s}.collapse-expenses-btn:hover{background:#1e4a6e}.expense-mode-toggle{display:flex;gap:4px;margin-bottom:16px;padding:4px;background:#f1f5f9;border-radius:8px;width:fit-content}.expense-mode-btn{padding:8px 16px;border:none;background:transparent;border-radius:6px;font-size:13px;font-weight:500;color:#64748b;cursor:pointer;transition:all .2s}.expense-mode-btn.active{background:#fff;color:#173a58;box-shadow:0 1px 2px #0000001a}.expense-mode-btn:hover:not(.active){color:#334155}.expense-view-container{display:none}.expense-view-container.active{display:block}.expense-view-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid #e5e7eb;color:#64748b;font-size:13px}.customize-categories-btn{display:flex;align-items:center;gap:6px;padding:6px 12px;border:1px solid #173A58;background:#fff;color:#173a58;border-radius:6px;font-size:12px;font-weight:500;cursor:pointer;transition:all .2s}.customize-categories-btn:hover,.customize-categories-btn.active{background:#173a58;color:#fff}.expense-side-by-side{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}.expense-section{margin-bottom:12px}.expense-side-by-side .expense-section{margin-bottom:0}.expense-section-header{display:flex;align-items:center;gap:8px;padding:10px 14px;border-radius:8px 8px 0 0;font-weight:600;font-size:12px;text-transform:uppercase;letter-spacing:.5px}.expense-section-header.essential{background:linear-gradient(135deg,#dcfce7,#bbf7d0);color:#166534;border:1px solid #86efac;border-bottom:none}.expense-section-header.discretionary{background:linear-gradient(135deg,#f3e8ff,#e9d5ff);color:#6b21a8;border:1px solid #c4b5fd;border-bottom:none}.expense-section-icon{display:flex;align-items:center}.expense-section-title{flex:1}.expense-section-total{font-size:14px;font-weight:700}.expense-list{border:1px solid #e5e7eb;border-radius:0 0 8px 8px;overflow:hidden}.expense-section-header.essential+.expense-list,.expense-section:has(.expense-section-header.essential) .expense-list{border-color:#86efac}.expense-section-header.discretionary+.expense-list,.expense-section:has(.expense-section-header.discretionary) .expense-list{border-color:#c4b5fd}.expense-item{display:flex;align-items:center;gap:10px;padding:10px 14px;border-bottom:1px solid #f1f5f9;background:#fff;transition:background .15s}.expense-item:last-child{border-bottom:none}.expense-item:hover{background:#f8fafc}.expense-item.excluded{opacity:.5;background:#fafafa}.expense-checkbox{width:18px;height:18px;accent-color:#8b5cf6;cursor:pointer;flex-shrink:0}.expense-lock-icon{width:18px;height:18px;display:flex;align-items:center;justify-content:center;color:#10b981;font-size:12px;flex-shrink:0}.expense-icon{width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:8px;font-size:16px;flex-shrink:0}.expense-icon.essential{background:#dcfce7}.expense-icon.discretionary{background:#f3e8ff}.expense-details{flex:1;min-width:0}.expense-name{font-weight:500;font-size:14px;color:#1e293b}.expense-desc{font-size:12px;color:#94a3b8;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.expense-amount{font-weight:600;font-size:14px;color:#1e293b;min-width:70px;text-align:right}.expense-item.excluded .expense-amount{text-decoration:line-through;color:#94a3b8}.expense-customize-panel{margin-bottom:16px}.customize-panel-header{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:12px;padding-bottom:12px;border-bottom:1px solid #e5e7eb}.customize-panel-title span:first-child{display:block;font-size:15px;font-weight:600;color:#1e293b}.customize-panel-subtitle{display:block;font-size:12px;color:#64748b;margin-top:2px}.customize-panel-actions{display:flex;gap:8px}.btn-reset{padding:6px 12px;border:1px solid #e5e7eb;background:#fff;border-radius:6px;font-size:12px;color:#64748b;cursor:pointer;transition:all .15s}.btn-reset:hover{background:#f8fafc;border-color:#cbd5e1}.btn-done{padding:6px 16px;border:none;background:#173a58;color:#fff;border-radius:6px;font-size:12px;font-weight:500;cursor:pointer;transition:background .15s}.btn-done:hover{background:#1e4a6e}.customize-columns{display:grid;grid-template-columns:1fr 1fr;gap:12px}.customize-column{border-radius:10px;overflow:hidden}.customize-column-header{padding:12px 14px;font-weight:600;font-size:13px;display:flex;align-items:center;justify-content:space-between}.customize-column.essential .customize-column-header{background:linear-gradient(135deg,#dcfce7,#bbf7d0);color:#166534}.customize-column.discretionary .customize-column-header{background:linear-gradient(135deg,#f3e8ff,#e9d5ff);color:#6b21a8}.customize-column-total{font-weight:700}.customize-column-body{border:1px solid #e5e7eb;border-top:none;border-radius:0 0 10px 10px;min-height:150px;background:#fafafa;padding:8px}.customize-column.essential .customize-column-body{border-color:#86efac}.customize-column.discretionary .customize-column-body{border-color:#c4b5fd}.draggable-item{display:flex;align-items:center;gap:8px;padding:8px 10px;margin-bottom:6px;background:#fff;border:1px solid #e5e7eb;border-radius:6px;transition:all .15s}.draggable-item:last-child{margin-bottom:0}.draggable-item:hover{border-color:#94a3b8;box-shadow:0 2px 4px #0000000d}.drag-handle{color:#94a3b8;font-size:12px;cursor:grab}.draggable-item .expense-icon{width:26px;height:26px;font-size:13px}.draggable-item .expense-name{font-size:13px;flex:1}.draggable-item .expense-amount{font-size:12px;min-width:55px}.move-btn{padding:4px 8px;border:1px solid #e5e7eb;background:#fff;border-radius:4px;font-size:11px;color:#64748b;cursor:pointer;transition:all .15s}.move-btn:hover{background:#f1f5f9;border-color:#94a3b8}.customize-column.essential .move-btn{color:#6b21a8}.customize-column.discretionary .move-btn{color:#166534}.expense-results-box{margin-top:16px;padding:16px;background:linear-gradient(135deg,#eff6ff,#dbeafe);border:1px solid #93c5fd;border-radius:10px}.expense-result-row{display:flex;justify-content:space-between;align-items:center;padding:6px 0}.expense-result-row:not(:last-child){border-bottom:1px dashed #93c5fd}.expense-result-label{font-size:13px;color:#1e40af}.expense-result-value{font-size:14px;font-weight:600;color:#1e40af}.expense-result-row.excluded .expense-result-value{color:#94a3b8}.expense-result-row.total{margin-top:8px;padding-top:12px;border-top:2px solid #60a5fa;border-bottom:none}.expense-result-row.total .expense-result-label{font-size:14px;font-weight:600}.expense-result-row.total .expense-result-value{font-size:20px;font-weight:700;color:#1d4ed8}.expense-comparison-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px}.expense-stat{text-align:center;padding:12px 8px;background:#fff;border:1px solid #e5e7eb;border-radius:8px}.expense-stat-value{font-size:18px;font-weight:700;color:#173a58}.expense-stat-label{font-size:10px;color:#64748b;text-transform:uppercase;letter-spacing:.5px;margin-top:2px}.expense-stat.highlight{background:#f0fdf4;border-color:#86efac}.expense-stat.highlight .expense-stat-value{color:#166534}.expense-insight-box{display:flex;align-items:flex-start;gap:10px;margin-top:12px;padding:12px 14px;background:#fefce8;border:1px solid #fde047;border-radius:8px;font-size:13px;color:#854d0e;line-height:1.5}.expense-insight-icon{flex-shrink:0}.expense-insight-text strong{color:#713f12}@media (max-width: 1200px){.retirement-split-layout{grid-template-columns:1fr}.progress-panel{position:static;order:-1;margin-bottom:24px}.gap-actions{grid-template-columns:repeat(3,1fr)}}@media (max-width: 768px){.step-inputs-grid{grid-template-columns:1fr}.step-presets{flex-wrap:wrap}.preset-btn{flex:1 1 calc(50% - 4px);min-width:80px}.gap-actions{grid-template-columns:1fr}.nav-buttons{flex-direction:column;gap:12px}.nav-btn,.expense-mode-toggle{width:100%}.expense-mode-btn{flex:1;text-align:center}.customize-columns{grid-template-columns:1fr;gap:16px}.expense-comparison-stats{grid-template-columns:1fr;gap:8px}.expense-view-header{flex-direction:column;align-items:flex-start;gap:10px}.customize-panel-header{flex-direction:column;gap:12px}.customize-panel-actions{width:100%;justify-content:flex-end}}.expense-search-box{display:flex;align-items:center;gap:8px;padding:8px 12px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px}.expense-search-icon{color:#94a3b8;flex-shrink:0}.expense-search-input{flex:1;border:none;background:transparent;font-size:14px;color:#334155;outline:none}.expense-search-input::placeholder{color:#94a3b8}.expense-search-clear{display:flex;align-items:center;justify-content:center;width:24px;height:24px;border:none;background:#e2e8f0;border-radius:50%;cursor:pointer;color:#64748b;transition:all .15s ease}.expense-search-clear:hover{background:#cbd5e1;color:#475569}.expense-item.search-hidden{display:none!important}.expense-no-results{padding:20px;text-align:center;color:#64748b;font-size:14px;font-style:italic}